95% Approval Rate Funded in 24-48 Hours 25,000+ Businesses Funded No Cost to Apply
KEEP YOUR BUSINESS RUNNING SMOOTHLY

Working Capital Loans

Working capital is the lifeblood of your business. When unexpected expenses arise or you need to cover daily operations, banks move too slowly. Our working capital loans bridge the gap - fast funding with flexible terms so your business never skips a beat.

Amount

Funding Amount

Up to $1M

Repayment

Repayment

Daily or Weekly ACH

Cost

Cost

Starting at 4.5%*

Speed

Time Frame

1-2 Business Days

FAST & FLEXIBLE
Funded on Your Terms,
Not the Bank's

Skip the strict guidelines. Get capital now.

If you have solid credit and have been in business for 2+ years, you likely qualify. Fill out our no-cost, no-obligation application to see which options from 85+ lenders work best for your business. Simple, quick, and designed around your needs - not a bank's bureaucracy.

Fast flexible funding
Flexible capital
Use Funds for
Anything You Need

No restrictions on how you use your capital.

Unlike loans tied to specific purposes, working capital loans give you total flexibility. Cover payroll, buy inventory, invest in marketing, handle an emergency, or seize an opportunity. You know your business best - we give you the funds and let you decide how to deploy them.

85+ Lenders Competing For Your Business

One simple application connects you to the best working capital options available. Your dedicated expert handles everything so you can focus on running your business.

Speed When It
Matters Most

Because opportunities don't wait.

We've streamlined every step of the process. Apply in minutes, get approved fast, and receive funds in your account within 1-2 business days. When your business needs capital now, Lendera delivers - without the red tape and waiting games of traditional lenders.

Quick access to funds

Customized to Your Business

Every business is different. That's why we work closely with you to understand your financial situation and goals, then match you with a working capital solution tailored to your specific needs. Not a one-size-fits-all product - a personalized financing strategy.


A Partner Invested in Your Growth

Choosing Lendera means gaining a financial partner committed to your long-term success. We don't just provide capital - we offer ongoing support, advice, and scalable solutions as your business evolves. Your growth is our mission.

Apply Today. Get Funded Tomorrow.

Join thousands of business owners who secured working capital through Lendera. Fast approvals, best rates, zero cost to apply. Your dedicated funding expert is standing by.

Call us

Speak with a funding expert
(866) 266-7189

Monday - Friday | 9am - 6pm Pacific Time