Business Term Loans
A Business Term Loan gives your business a one-time lump sum of capital with fixed rates and predictable payments.
- Loan Amount
- $20K to $1M
- Rates
- Starting at 5.5%
Working capital
Working Capital Loans
Working capital is the lifeblood of your business. When unexpected expenses arise or you need to cover daily operations, banks move too slowly. Our working capital loans bridge the gap - fast funding with flexible terms so your business never skips a beat.
- Funding Amount
- Up to $1M
- Repayment
- Daily or Weekly ACH
- Cost
- Starting at 4.5%*
- Time Frame
- 1-2 Business Days
Why Lendera for this one
Two things worth knowing
- Customized to Your Business
- Every business is different. That's why we work closely with you to understand your financial situation and goals, then match you with a working capital solution tailored to your specific needs. Not a one-size-fits-all product - a personalized financing strategy.
- A Partner Invested in Your Growth
- Choosing Lendera means gaining a financial partner committed to your long-term success. We don't just provide capital - we offer ongoing support, advice, and scalable solutions as your business evolves. Your growth is our mission.
The application
Get your free quote
A one-page application, under five minutes, and no cost. Nothing is owed if you decline what comes back.
Rather talk to somebody first? (866) 266-7189, Monday to Friday, 9am to 6pm Pacific.
Our products
This one, beside the other five
Short-Term Business Loans
Need capital fast?
- Funding Amount
- $10K to $1M
- Cost
- Starting at 6%
Working Capital Loans
Working capital is the lifeblood of your business.
- Funding Amount
- Up to $1M
- Cost
- Starting at 4.5%*
Equipment Financing
Finance the full cost of new or used equipment without a massive upfront investment.
- Funding Amount
- Up to $250K
- Cost
- As Low as 8%
Business Line of Credit
A revolving line of credit gives you instant access to capital whenever you need it.
- Funding Amount
- Up to $1M
- Cost
- Starting at 4.5%
Business Cash Advance
A Business Cash Advance is an advance on your future sales - perfect for businesses with less-than-ideal credit but healthy bank balances.
- Funding Amount
- $5K - $500K
- Factor Rate
- 10% - 35%