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Term loan

Business Term Loans

A Business Term Loan gives your business a one-time lump sum of capital with fixed rates and predictable payments. Perfect for major investments, expansion, equipment purchases, or any growth initiative. Get the capital you need with terms that make sense.

Loan Amount
$20K to $1M
Funding Term
12-36 Months
Rates
Starting at 5.5%
Speed
24-72 Hours
A one-time lump sum, for the investment that is already priced.

Why Lendera for this one

Two things worth knowing

Competitive Interest Rates
Our 85+ lender network means real competition for your business. This drives rates down and gives you access to terms that a single bank simply can't match. We find the most affordable financing for your specific situation.
Broad Eligibility - Most Businesses Qualify
We evaluate your whole financial picture, not just a credit score. With a 95% approval rate, businesses across all industries and credit profiles find success with Lendera. If you have revenue and a business, there's likely a term loan solution for you.

The application

Get your free quote

A one-page application, under five minutes, and no cost. Nothing is owed if you decline what comes back.

Rather talk to somebody first? (866) 266-7189, Monday to Friday, 9am to 6pm Pacific.

Our products

This one, beside the other five

Business Term Loans

A Business Term Loan gives your business a one-time lump sum of capital with fixed rates and predictable payments.

Loan Amount
$20K to $1M
Rates
Starting at 5.5%

Working Capital Loans

Working capital is the lifeblood of your business.

Funding Amount
Up to $1M
Cost
Starting at 4.5%*

Equipment Financing

Finance the full cost of new or used equipment without a massive upfront investment.

Funding Amount
Up to $250K
Cost
As Low as 8%

Business Line of Credit

A revolving line of credit gives you instant access to capital whenever you need it.

Funding Amount
Up to $1M
Cost
Starting at 4.5%

Business Cash Advance

A Business Cash Advance is an advance on your future sales - perfect for businesses with less-than-ideal credit but healthy bank balances.

Funding Amount
$5K - $500K
Factor Rate
10% - 35%