
Business Term Loans
A Business Term Loan gives your business a one-time lump sum of capital with fixed rates and predictable payments.
- Loan Amount
- $20K to $1M
- Funding Term
- 12-36 Months
- Rates
- Starting at 5.5%
- Speed
- 24-72 Hours
Up to $1M · 24–48 hours
Access up to $1M within 24-48 hours. One simple application puts 85+ lenders in competition for your business.
Get your free quote (866) 266-7189
No fee. No cost. No obligation. Ever.
The auction
Stop applying to lenders one at a time. One five-minute application puts your business in front of the whole network at once, and they compete for it.
A single one-page form, under five minutes, with no impact on your credit.
It goes to every funding partner whose appetite matches your business, at the same time.
Competition is what moves a rate. Offers come back priced against each other rather than against nothing.
A dedicated funding expert goes through what came back and what each offer really costs.
Our products
Six products, each priced differently and each open to a different kind of business. One application tells you which of them you qualify for.

A Business Term Loan gives your business a one-time lump sum of capital with fixed rates and predictable payments.

Need capital fast?

Working capital is the lifeblood of your business.

Finance the full cost of new or used equipment without a massive upfront investment.

A revolving line of credit gives you instant access to capital whenever you need it.

A Business Cash Advance is an advance on your future sales - perfect for businesses with less-than-ideal credit but healthy bank balances.
Funded in three simple steps
No fee. No cost. No obligation. Ever.
Step 01
Complete the one-page application in under five minutes. Most businesses are pre-approved within the hour.
Step 02
Review the offers from the lenders competing to fund you. Your dedicated expert walks you through every option and what it costs.
Step 03
Choose the offer that suits your business and the money reaches your account within 24 to 48 hours.
25,000+ businesses funded
Join 25,000+ business owners who came to Lendera for capital. A dedicated funding expert guides you from the application to the money landing. No surprises, no hidden fees.
The application
A one-page application, under five minutes, and no cost. Nothing is owed if you decline what comes back.
Rather talk to somebody first? (866) 266-7189, Monday to Friday, 9am to 6pm Pacific.