Business Term Loans
A Business Term Loan gives your business a one-time lump sum of capital with fixed rates and predictable payments.
- Loan Amount
- $20K to $1M
- Rates
- Starting at 5.5%
Line of credit
Business Line of Credit
A revolving line of credit gives you instant access to capital whenever you need it. Draw funds on demand with a click of a button. You only pay interest on what you use - making it the smartest way to manage cash flow and invest in growth.
- Funding Amount
- Up to $1M
- Term
- 6 Months - 3 Years
- Cost
- Starting at 4.5%
- Time Frame
- Within 1-2 Days
Why Lendera for this one
Two things worth knowing
- No Fees, No Penalties, No Surprises
- Our lines of credit come with zero prepayment penalties, no monthly maintenance fees, and no account closure fees. You get complete transparency with competitive rates and terms designed for real business needs.
- Competitive Rates from 85+ Lenders
- Our extensive lender network means real competition for your business - driving rates down and giving you access to terms a single bank can't match. We find the most favorable line of credit for your specific financial situation.
The application
Get your free quote
A one-page application, under five minutes, and no cost. Nothing is owed if you decline what comes back.
Rather talk to somebody first? (866) 266-7189, Monday to Friday, 9am to 6pm Pacific.
Our products
This one, beside the other five
Short-Term Business Loans
Need capital fast?
- Funding Amount
- $10K to $1M
- Cost
- Starting at 6%
Working Capital Loans
Working capital is the lifeblood of your business.
- Funding Amount
- Up to $1M
- Cost
- Starting at 4.5%*
Equipment Financing
Finance the full cost of new or used equipment without a massive upfront investment.
- Funding Amount
- Up to $250K
- Cost
- As Low as 8%
Business Line of Credit
A revolving line of credit gives you instant access to capital whenever you need it.
- Funding Amount
- Up to $1M
- Cost
- Starting at 4.5%
Business Cash Advance
A Business Cash Advance is an advance on your future sales - perfect for businesses with less-than-ideal credit but healthy bank balances.
- Funding Amount
- $5K - $500K
- Factor Rate
- 10% - 35%